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Additional Voluntary Contributions (AVCs)

Since April 2006, it is no longer possible to pay AVCs to the Fund. However, some members have AVC pots, which they built up before the option of paying AVCs was closed. The information below is only relevant to those members who have an AVC pot in the Fund.

There is a range of investment fund choices available to members with AVCs. These fall into two categories - lifestyle and self-select funds. The options you select will very much depend upon how hands-on you want to be in managing your investments.

There is an AVC overview document which explains the investment fund choices and the annual fund charges for each of the funds available for additional voluntary contributions. Also, below is a link to the individual factsheets for each of the open investment options giving information about the investment fund.

Clerical Medical Cash
CM BlackRock Over 5 years Index-Linked Gilt Index
CM BlackRock Over 15 Years Gilt Index
CM BlackRock UK Equity Index
CM BlackRock World (Ex UK) Equity Index

The change of investment form should be completed and returned if you wish to change how your additional voluntary contributions are invested.
There are also a number of closed investment options, which some members hold AVCs in. Details of these can be found at Closed AVCs.

If you want to know where your AVCs are invested, please refer to your last AVC statement.